Search Home Loans! Search by down payment, employment term, loan type; new construction, rehab, hard-money, VA, FHA.

Loan Type

FHA
Down Pay

3.5% down
Credit Score

580+
Property

House
FHA Loan
Company: Guaranteed Rate Mortgage

Lender info:
Pamela Keller, Vice President/Manager

Lic: FL - LO55708, GA - 65779 NMLS 2611
Ph: 850 544 3434
Loan Info:
Employment: 2 yr employed
Contingency: Appraisal
Condition: Move-In
Link to Apply for Loan
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Rate and Notes: FHA loans are very flexible for buyers whose credit and funds saved are low. A matrix of down payment requirements are tied to credit score but we can now go as low as a 580 score. One of the biggest advantages for our company is that we have no ratio overlay for FHA. This means we can lend more which can make the difference between a mediocre home vs. the home you want and need. The ratio is evaluated with other factors to make sure we aren't putting buyers in harms way, but this is certainly the best program if we have affordability issues with other programs.
Loan Type

FHA
Down Pay

3.5% down
Credit Score

620+
Property

House
FHA Loan
Company: Success Mortgage Partners

Lender info:
Ryan Miller

Lic: 363649
Ph: 7726787711
Loan Info:
Employment: 1 yr employed
Contingency: Appraisal
Condition: Fair
Link to Apply for Loan
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Rate and Notes: Government loan for first time home buyers or buyers with poor credit
Loan Type

FHA
Down Pay

3.5% down
Credit Score

600+
Property

House
FHA Loan
Company: Guaranteed Rate

Lender info:
Josh Keller

Lic: 1570183
Ph: 8508161838
Loan Info:
Employment: 2 yr employed
Contingency: Appraisal
Condition: Move-In
Link to Apply for Loan
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Rate and Notes: Allowable seller concessions up to 6% of the sales price.
Loan Type

VA
Down Pay

0%-down
Credit Score

600+
Property

House
VA Loan
Company: Fairway Independent Mortgage Corp

Lender info:
michael forslund

Lic: 2289
Ph: 8509804400
Loan Info:
Employment: 2 yr employed
Contingency: VA-Appraisal
Condition: Average
Loan Type

VA
Down Pay

0%-down
Credit Score

580+
Property

House
VA Loan
Company: Loan Depot

Lender info:
Ron Byrom

Lic: NMLS 276811
Ph: 850-228-5125
Loan Info:
Employment: 2 yr employed
Contingency: Appraisal
Condition: Move-In
Link to Apply for Loan
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Rate and Notes: VA loans are a wonderful product for our veterans and active military. There are many nuances to these loans and you want a loan office with a lot of experience dong VA lending. I specialize in these loans as well as renovation mortgage products. I can also help with conventional, FHA, USDA, etc.. I look forward to helping you with your personal lending needs!
Loan Type

VA
Down Pay

0%-down
Credit Score

620+
Property

House
VA Loan
Company: Guaranteed Rate Mortgage

Lender info:
Pamela Keller, Vice President/Manager

Lic: FL - LO55708, GA - 65779 NMLS 2611
Ph: 850 544 3434
Loan Info:
Employment: 1 yr employed
Contingency: VA-Appraisal
Condition: Move-In
Link to Apply for Loan
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Rate and Notes: I have 39 years of experience making loans work for buyers. Guaranteed Rate is rated number 3 in the nation now growing substantially due to our success in helping buyers get loans to make their dreams come true. I would love to help you do the same! Call me today.
Loan Type

VA
Down Pay

0%-down
Credit Score

620+
Property

House
VA Loan
Company: Success Mortgage Partners

Lender info:
Ryan Miller

Lic: 363649
Ph: 7726787711
Loan Info:
Employment: 1 yr employed
Contingency: Appraisal
Condition: Fair
Link to Apply for Loan
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Rate and Notes: No down payment needed. Do not need great credit scores
Loan Type

VA
Down Pay

0%-down
Credit Score

600+
Property

House
VA Loan
Company: Guaranteed Rate

Lender info:
Josh Keller

Lic: 1570183
Ph: 8508161838
Loan Info:
Employment: 2 yr employed
Contingency: Appraisal
Condition: Move-In
Link to Apply for Loan
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Rate and Notes: Allowable seller concessions up to 4% of the sales price.
Loan Type

Rehab 203K
Down Pay

3.5% down
Credit Score

620+
Property

House
Rehab 203K Loan
Company: Loan Depot

Lender info:
Ron Byrom

Lic: NMLS 276811
Ph: 850-228-5125
Loan Info:
Employment: 1 yr employed
Contingency: Appraisal
Condition: Poor
Link to Apply for Loan
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Rate and Notes: I have been a lender in the local Tallahassee market for 20 years. I am the only true renovation mortgage specialist in our market area and have closed hundreds of these. I am also known for expertise on VA loans and can handle a wide array of loans to also include FHA, conventional, down payment assistance, manufactured homes, USDA..... I look forward to helping you with your personal lending needs.
Loan Type

Rehab 203K
Down Pay

3% down
Credit Score

620+
Property

House
Rehab 203K Loan
Company: Guaranteed Rate Mortgage

Lender info:
Pamela Keller, Vice President/Manager

Lic: FL - LO55708, GA - 65779 NMLS 2611
Ph: 850 544 3434
Loan Info:
Employment: 2 yr employed
Contingency: Appraisal
Condition: Poor
Link to Apply for Loan
Add my Wishlist with this Lender
Rate and Notes: We have an amazing team for Renovation Loans. If you have a vision, and an eye for "what could be" then we have a loan for you! Just watch HGTV and see what renovation can do!

How much Home can I afford? Is only one of the many questions when finding a home loan. Are you buying a home, condo, land, new build, mobile home...then you will require a specific loan. Are you a first time home buyer or looking for land in a rural area?...there are low down payment options.

Types of Loans:
Conventional Loan: 3% - 20% down payment. Typically less restrictions than FHA loan.

D.P. Assistance: Loan assistance with the Down Payment

Doctor: Loan for Doctors or soon to be Doctors with Degree.

FHA: First Time Home Buyer - Move in Ready condition mandatory.

Home Equity: Primary residences, cash out about 80% of home's appraised market value.

Investment: Rentals or income producing, min 20% down payment

Land: Vacant land, min 20% down payment.

Mobile Home: Depends on attached to the ground, year, double wide.

New Construction: Includes buying lot and construction costs.

Rehab 203K: First time home buyer program for home that require rehab, based on future appraisal.

USDA: Rural loan or outside of city limits, 0% down payment.

VA: Veteran of Armed Forces, 0%, must be move in ready condition.